Because there are 6,000+ stocks that could make you lose money in stocks investors would traditionally avoid this by putting 60% in stocks and 40% in bonds. Today, a lot of retail investors still follow that 60/40 rule but does it still make sense? I don’t think it does. Benjamin… ( Read More )
Another way to invest in stocks if you don’t know how
Stocks can be brutal. You have 6,000+ ways to lose money on the stock market. Knowing which stocks are safe to invest is not easy. Because most of us don’t know how to find safe stocks. And if we are looking for that one hot stock that will change our… ( Read More )
Where to invest if you have little financial knowledge
With 6,000+ ways to lose money on the stock market, how do you find stocks that will not lose all your money? If the first thing you do is go on social media like Reddit to find stocks pitch, stop right there! You are going to lose all your money.… ( Read More )
3 things most investors struggle with
How do you find valuable stocks when there are 6,000+ securities on US exchanges? You can’t, unless you have a system in place. How do you filter out the bad apples from the good ones? As investors, we usually struggle with these 3 things: #1 Sourcing Most investors look at… ( Read More )
What to do when your stocks are down
Markets have been down for the last few weeks, your favorite stock, Apple or Telsa, has been down 20% and you are starting to have cold sweats and sleepless nights like it’s the end of the world. Is it time to panic, call it quit and sell all your shares?… ( Read More )
How to open your investment account
You have decided to start investing but you are having trouble to know where or how to open an investment account. You think the financial world is very confusing with so many options out there, so where do you start, because this is really all very frustrating at the moment.… ( Read More )
Is it safe to invest in stocks?
You want to invest in stocks but are they really safe or even an option for you? Here is what you need to know before you start investing in stocks. #1 Stocks can be brutal Buying stocks is fundamentally risky and not safe. The price of a stock varies constantly,… ( Read More )
Why are Cryptos and Bitcoins dangerous
Everyone talks about cryptos, etherum, bitcoins, dodgecoins, how they are the next big things and how they are going to make you rich and change the world. But is that true? Can they actually deliver on their ambitious promises? Here is what you need to know about cryptos and why… ( Read More )
How to become a smarter investor
The question of how to become a smarter investor is one that an investor needs to confront at one time or another if he or she wants to achieve his or her financial targets. Answering this question is not easy but it can start with finding new intelligent investment ideas… ( Read More )
How to invest your money without messing it up
You just got your annual bonus or a big sales commission, found out you are unexpectedly receiving an inheritance from a long lost aunt, or maybe after years of savings you have this large amount of money sitting there earning 0.5% on a CD. Now you’re sitting there staring at… ( Read More )
What you should know about Direct Indexing
While most of us invest in passive portfolios for our IRA account, simply because we don’t have the time or resources to select the best portfolio managers to do it for us, there is a new investing product at our disposal that empowers us to start investing like professional portfolio… ( Read More )
Should you let a Roboadvisor manage your 401(k)?
Digital advisors, also called roboadvisors, are a popular option for many people’s individual brokerage accounts. But should you let a digital advisor manage your 401(k)? The way most people invest their 401(k)s seems innocuous but in fact is a bit neglectful; here’s why turning it over to a digital platform… ( Read More )
How to Start Investing with a Roboadvisor in 3 Easy Steps
Congratulations! You’ve made the decision to use a webapp to manage your money. People who make this choice usually spend their time and money efficiently and using such a platform will allow you to do this. But in order to get the most value for your time and money invested,… ( Read More )
5 Things Financial Advisors Do That Make You Lose Money
Managing money is hard. We love to think that all financial advisors are greedy players like Leonardo DiCaprio in the movie The Wolf of Wall Street, but the reality is they are not. It takes a lot of dedication, persistence, and ability to endure humbling experiences to win clients. And… ( Read More )
What are Market Indexes?
Stock market indexes are by far the most widely used tools in making investment decisions. But many investors take for granted what market indexes are and the many roles they play within their portfolio strategy and throughout the financial ecosystem. In this article, we’ll take apart the core structure of… ( Read More )
What are Wealth Advisors, Portfolio Managers and Traders
Like any natural habitat, the Wall Street ecosystem is populated with a wide array of forces interacting and competing with one another to ensure the greatest sustained benefit to themselves. This financial food chain includes everybody from the largest institutions down to the smallest retail traders and everybody in between.… ( Read More )
What are Portfolio Management and Portfolio Rebalancing?
One of the more opaque phrases thrown around in financial services is “portfolio management.” Although it might seem like a simple enough concept, those two words can act as a stand-in for anything from the assets you’ve invested in, to your overall strategy, all the way down to the people,… ( Read More )
5 things to know about the compensation of Financial Advisors
Do you know what financial products you’re invested in? Do you know why you should invest into them? Do you know someone you can trust to tell you how your investments should be? While you may think you know the answers to these questions, there is a lot developing below… ( Read More )
Are Smart Beta ETFs better investment?
With the precipitous flow of investments into passive index funds and exchange traded funds (ETFs), the vast majority of cash in the market is tied to the performance of broad-based market indexes like the S&P 500, the Nasdaq Composite or the Russell 2000. While most financial advisors are the ones… ( Read More )
Should you put money into REITs?
One of the least appreciated economic developments of the past decade of recovery from the 2008 financial collapse is the dramatic upswing in value of both commercial and residential real estate. According to the U.S. Census Bureau’s monthly home sales report, the average home price at the apex of the… ( Read More )
Should You Invest In Marijuana Stocks?
Marijuana refers to the plant scientifically known as cannabis; more specifically, three recognized species include Cannabis sativa, Cannabis indica and Cannabis ruderalis. The cannabis plant is a source of over 400 compounds, including 60 cannabinoids. Of the 60 cannabinoids, two in particular, delta-9-tetrahydrocannabinol (THC) or dronabinol, and cannabidiol, are the… ( Read More )
5 Strategies To Continue Investing Into Retirement
Investing and saving for retirement is a hot topic in personal finance. Many advisors, bloggers, and influencers give hundreds of strategies on how to invest for retirement. However, many forget to mention how important it is to continue to build wealth during your retirement. Here are a few of the… ( Read More )
3 things you should know before you hire a financial advisor
Even seasoned investors don’t always take the do-it-yourself approach to saving for retirement. Sometimes, it may be worth it to seek out the advice of a trusted advisor to make sure you’re on track to retire. What’s A Financial Advisor? A financial advisor is a professional who, for a fee,… ( Read More )
4 Human Flaws that Stops You from Managing Your Money Better
It’s not your fault, you’re only human. But because you are a mere mortal, you’re bound to be making some, let’s say, suboptimal decisions. Humans have systematic biases—as psychologists have proven again and again—that can get in the way of the best intentions. This is particularly the case with money.… ( Read More )
How to choose your Investment Professional
One central factor to consider for choosing an investment professional is to know what type of compensation they receive: fee based or commission based. Those two types of compensation are today at the very center of a long heated debate in the financial industry regarding transparency, disclosures and professional duties.… ( Read More )
Boost Your Savings with the Ideal Asset Allocation
Asset allocation is a methodology that involves building an investment portfolio around asset classes — including stocks, bonds, cash, real estate, and other investments. Nothing affects your long-term returns more than a good asset allocation plan. Rule #1 – Diversify Your Portfolio We all get the basic principles of “don’t… ( Read More )
9 Essential Terms to Know Before You Start Trading Futures
Part of your preparation in trading futures should involve learning able to speak and understand the language of the market. Arbitrage Some investors benefit from price discrepancies among different commodity futures markets. These investors analyze the prices of similar commodities in different markets and buy from the lower priced market.… ( Read More )
Should you invest in Commodities?
If you’re already an investor, commodity trading can serve to diversify your portfolio. Commodities can be anything from oil to gold or silver to coffee, sugar and wheat. Unlike certain investments, commodities can hold and gain value over time. They can also be less risky. You’re not buying an intangible… ( Read More )
How old should I be to start investing in stocks?
Investing in stocks is risk-fraught and it is not for the faint-hearted. Those of you imagining the lure of disproportionate profits who wish to introduce a young child to investing or take the plunge yourself might also have to brace for losing out big time if your bets go haywire.… ( Read More )
How much savings should I have?
How much should you have saved throughout your life? This is a question you should be asking yourself sooner than later. According to a recent Bank of America survey, a surprising 16% of Millennials between the ages of 23 and 37 now have at least $100,000 saved for retirement. Some… ( Read More )