In 2024, 50% of the total returns of the S&P 500 was from 7 stocks, aka the Magnificent Seven. That’s about a 12.5% total return shared among 7 stocks out of 500+. Who are the Magnificent Seven? and why are they so important? The Magnificent Seven are gigacap stocks with… ( Continue )
Know these 3 things to build your wealth
Building your wealth is going to require some planning and a lot of discipline. Here is what to expect to start your journey to financial success. #1 Finding great stocks is hard, it requires a lot of time and skills, some luck, and a great methodology, which is hard to… ( Continue )
How long should you keep your stocks
How long should you keep a stock? 3 months? 6 months? 5 years? If you ask yourself these questions, keep reading, this is for you. Holding stocks come with maintenance responsability. Picking stocks is only half the journey, the hard part is maintaining those stocks in a portfolio. And this… ( Continue )
The 60/40 Allocation Model is dead
Because there are 6,000+ stocks that could make you lose money in stocks investors would traditionally avoid this by putting 60% in stocks and 40% in bonds. Today, a lot of retail investors still follow that 60/40 rule but does it still make sense? I don’t think it does. Benjamin… ( Continue )
Another way to invest in stocks if you don’t know how
Stocks can be brutal. You have 6,000+ ways to lose money on the stock market. Knowing which stocks are safe to invest is not easy. Because most of us don’t know how to find safe stocks. And if we are looking for that one hot stock that will change our… ( Continue )
Where to invest if you have little financial knowledge
With 6,000+ ways to lose money on the stock market, how do you find stocks that will not lose all your money? If the first thing you do is go on social media like Reddit to find stocks pitch, stop right there! You are going to lose all your money.… ( Continue )
3 things most investors struggle with
How do you find valuable stocks when there are 6,000+ securities on US exchanges? You can’t, unless you have a system in place. How do you filter out the bad apples from the good ones? As investors, we usually struggle with these 3 things: #1 Sourcing Most investors look at… ( Continue )
What to do when your stocks are down
Markets have been down for the last few weeks, your favorite stock, Apple or Telsa, has been down 20% and you are starting to have cold sweats and sleepless nights like it’s the end of the world. Is it time to panic, call it quit and sell all your shares?… ( Continue )
How to open your investment account
You have decided to start investing but you are having trouble to know where or how to open an investment account. You think the financial world is very confusing with so many options out there, so where do you start, because this is really all very frustrating at the moment.… ( Continue )
Is it safe to invest in stocks?
You want to invest in stocks but are they really safe or even an option for you? Here is what you need to know before you start investing in stocks. #1 Stocks can be brutal Buying stocks is fundamentally risky and not safe. The price of a stock varies constantly,… ( Continue )
Why are Cryptos and Bitcoins dangerous
Everyone talks about cryptos, etherum, bitcoins, dodgecoins, how they are the next big things and how they are going to make you rich and change the world. But is that true? Can they actually deliver on their ambitious promises? Here is what you need to know about cryptos and why… ( Continue )
How to become a smarter investor
The question of how to become a smarter investor is one that an investor needs to confront at one time or another if he or she wants to achieve his or her financial targets. Answering this question is not easy but it can start with finding new intelligent investment ideas… ( Continue )
How to invest your money without messing it up
You just got your annual bonus or a big sales commission, found out you are unexpectedly receiving an inheritance from a long lost aunt, or maybe after years of savings you have this large amount of money sitting there earning 0.5% on a CD. Now you’re sitting there staring at… ( Continue )
What you should know about Direct Indexing
While most of us invest in passive portfolios for our IRA account, simply because we don’t have the time or resources to select the best portfolio managers to do it for us, there is a new investing product at our disposal that empowers us to start investing like professional portfolio… ( Continue )
Should you let a Roboadvisor manage your 401(k)?
Digital advisors, also called roboadvisors, are a popular option for many people’s individual brokerage accounts. But should you let a digital advisor manage your 401(k)? The way most people invest their 401(k)s seems innocuous but in fact is a bit neglectful; here’s why turning it over to a digital platform… ( Continue )
How to Start Investing with a Roboadvisor in 3 Easy Steps
Congratulations! You’ve made the decision to use a webapp to manage your money. People who make this choice usually spend their time and money efficiently and using such a platform will allow you to do this. But in order to get the most value for your time and money invested,… ( Continue )
5 Things Financial Advisors Do That Make You Lose Money
Managing money is hard. We love to think that all financial advisors are greedy players like Leonardo DiCaprio in the movie The Wolf of Wall Street, but the reality is they are not. It takes a lot of dedication, persistence, and ability to endure humbling experiences to win clients. And… ( Continue )
What are Market Indexes?
Stock market indexes are by far the most widely used tools in making investment decisions. But many investors take for granted what market indexes are and the many roles they play within their portfolio strategy and throughout the financial ecosystem. In this article, we’ll take apart the core structure of… ( Continue )
What are Wealth Advisors, Portfolio Managers and Traders
Like any natural habitat, the Wall Street ecosystem is populated with a wide array of forces interacting and competing with one another to ensure the greatest sustained benefit to themselves. This financial food chain includes everybody from the largest institutions down to the smallest retail traders and everybody in between.… ( Continue )
What are Portfolio Management and Portfolio Rebalancing?
One of the more opaque phrases thrown around in financial services is “portfolio management.” Although it might seem like a simple enough concept, those two words can act as a stand-in for anything from the assets you’ve invested in, to your overall strategy, all the way down to the people,… ( Continue )
5 things to know about the compensation of Financial Advisors
Do you know what financial products you’re invested in? Do you know why you should invest into them? Do you know someone you can trust to tell you how your investments should be? While you may think you know the answers to these questions, there is a lot developing below… ( Continue )
Are Smart Beta ETFs better investment?
With the precipitous flow of investments into passive index funds and exchange traded funds (ETFs), the vast majority of cash in the market is tied to the performance of broad-based market indexes like the S&P 500, the Nasdaq Composite or the Russell 2000. While most financial advisors are the ones… ( Continue )
Should you put money into REITs?
One of the least appreciated economic developments of the past decade of recovery from the 2008 financial collapse is the dramatic upswing in value of both commercial and residential real estate. According to the U.S. Census Bureau’s monthly home sales report, the average home price at the apex of the… ( Continue )
Should You Invest In Marijuana Stocks?
Marijuana refers to the plant scientifically known as cannabis; more specifically, three recognized species include Cannabis sativa, Cannabis indica and Cannabis ruderalis. The cannabis plant is a source of over 400 compounds, including 60 cannabinoids. Of the 60 cannabinoids, two in particular, delta-9-tetrahydrocannabinol (THC) or dronabinol, and cannabidiol, are the… ( Continue )
5 Strategies To Continue Investing Into Retirement
Investing and saving for retirement is a hot topic in personal finance. Many advisors, bloggers, and influencers give hundreds of strategies on how to invest for retirement. However, many forget to mention how important it is to continue to build wealth during your retirement. Here are a few of the… ( Continue )
3 things you should know before you hire a financial advisor
Even seasoned investors don’t always take the do-it-yourself approach to saving for retirement. Sometimes, it may be worth it to seek out the advice of a trusted advisor to make sure you’re on track to retire. What’s A Financial Advisor? A financial advisor is a professional who, for a fee,… ( Continue )
4 Human Flaws that Stops You from Managing Your Money Better
It’s not your fault, you’re only human. But because you are a mere mortal, you’re bound to be making some, let’s say, suboptimal decisions. Humans have systematic biases—as psychologists have proven again and again—that can get in the way of the best intentions. This is particularly the case with money.… ( Continue )
How to choose your Investment Professional
One central factor to consider for choosing an investment professional is to know what type of compensation they receive: fee based or commission based. Those two types of compensation are today at the very center of a long heated debate in the financial industry regarding transparency, disclosures and professional duties.… ( Continue )
Boost Your Savings with the Ideal Asset Allocation
Asset allocation is a methodology that involves building an investment portfolio around asset classes — including stocks, bonds, cash, real estate, and other investments. Nothing affects your long-term returns more than a good asset allocation plan. Rule #1 – Diversify Your Portfolio We all get the basic principles of “don’t… ( Continue )
9 Essential Terms to Know Before You Start Trading Futures
Part of your preparation in trading futures should involve learning able to speak and understand the language of the market. Arbitrage Some investors benefit from price discrepancies among different commodity futures markets. These investors analyze the prices of similar commodities in different markets and buy from the lower priced market.… ( Continue )