Adding international stocks to your portfolio seems like a good idea. You were told that international stocks can bring diversification and some extra returns for your portfolio. Somehow they never materialize. Since the late 1990s, Global ETFs have underperformed the US Market and here is why: Global ETFs are quoted… ( Continue )
Why are you struggling to build a portfolio
This is a question you probably asked yourself. It’s not due to a lack of intelligence. It’s not a discipline problem. And it’s not because “you don’t care about money.” So why is it that so many smart, capable professionals still feel stuck at square one? Here’s what I’m seeing:… ( Continue )
Should you buy stocks with high Quality Scores
Do Quality scores for stocks offer any value for the average investor? If you have been playing with analytics dashboards for stocks, or using them seriously for regular monitoring of your stocks, it’s very likely you have come across some kind of “quality score” column for those stocks. That sounds… ( Continue )
Should you invest in the Magnificent Seven
In 2024, 50% of the total returns of the S&P 500 was from 7 stocks, aka the Magnificent Seven. That’s about a 12.5% total return shared among 7 stocks out of 500+. Who are the Magnificent Seven? and why are they so important? The Magnificent Seven are gigacap stocks with… ( Continue )
3 things to build your wealth
Building your wealth is going to require some planning and a lot of discipline. Here is what to expect to start your journey to financial success. #1 Finding great stocks is hard, it requires a lot of time and skills, some luck, and a great methodology, which is hard to… ( Continue )
How long should you keep your stocks
How long should you keep a stock? 3 months? 6 months? 5 years? If you ask yourself these questions, keep reading, this is for you. Holding stocks come with maintenance responsability. Picking stocks is only half the journey, the hard part is maintaining those stocks in a portfolio. And this… ( Continue )
The 60/40 Allocation Model is dead
Because there are 6,000+ stocks that could make you lose money in stocks investors would traditionally avoid this by putting 60% in stocks and 40% in bonds. Today, a lot of retail investors still follow that 60/40 rule but does it still make sense? I don’t think it does. Benjamin… ( Continue )
Another way to invest in stocks if you don’t know how
Stocks can be brutal. You have 6,000+ ways to lose money on the stock market. Knowing which stocks are safe to invest is not easy. Because most of us don’t know how to find safe stocks. And if we are looking for that one hot stock that will change our… ( Continue )
Where to invest if you have little financial knowledge
With 6,000+ ways to lose money on the stock market, how do you find stocks that will not lose all your money? If the first thing you do is go on social media like Reddit to find stocks pitch, stop right there! You are going to lose all your money.… ( Continue )
3 things most investors struggle with
How do you find valuable stocks when there are 6,000+ securities on US exchanges? You can’t, unless you have a system in place. How do you filter out the bad apples from the good ones? As investors, we usually struggle with these 3 things: #1 Sourcing Most investors look at… ( Continue )
What to do when your stocks are down
Markets have been down for the last few weeks, your favorite stock, Apple or Telsa, has been down 20% and you are starting to have cold sweats and sleepless nights like it’s the end of the world. Is it time to panic, call it quit and sell all your shares?… ( Continue )
5 things to know before you start buying stocks
You just opened an invesment accout with your favorite “commission free” broker, put some serious money into it, and now you don’t know what to do next. Which stock should I buy? And how do you place an order to buy your first stock? and what are all those order… ( Continue )
How to open your investment account
You have decided to start investing but you are having trouble to know where or how to open an investment account. You think the financial world is very confusing with so many options out there, so where do you start, because this is really all very frustrating at the moment.… ( Continue )
Is it safe to invest in stocks?
You want to invest in stocks but are they really safe or even an option for you? Here is what you need to know before you start investing in stocks. #1 Stocks can be brutal Buying stocks is fundamentally risky and not safe. The price of a stock varies constantly,… ( Continue )
The 5 Most Annoying Things you are Too Busy to be doing with your money in 2022
It’s a new year and for busy people this is a time to re-evaluate how you are spending your time. Here are five time-consuming financial tasks that those who have better things to do are too busy to be spending your time on in 2022. Tracking gains, losses, and cost… ( Continue )
Why are Cryptos and Bitcoins dangerous
Everyone talks about cryptos, etherum, bitcoins, dodgecoins, how they are the next big things and how they are going to make you rich and change the world. But is that true? Can they actually deliver on their ambitious promises? Here is what you need to know about cryptos and why… ( Continue )
Start Investing like you would Bake a Cake
Starting to invest can be overwhelming for many people. It can be comforting to liken it to the process of baking a cake. In this blog you’ll learn the first things you need to do if you are taking your first steps in investing. Welcome to the Investment Bakery It… ( Continue )
How to become a smarter investor
The question of how to become a smarter investor is one that an investor needs to confront at one time or another if he or she wants to achieve his or her financial targets. Answering this question is not easy but it can start with finding new intelligent investment ideas… ( Continue )
How to invest your money without messing it up
You just got your annual bonus or a big sales commission, found out you are unexpectedly receiving an inheritance from a long lost aunt, or maybe after years of savings you have this large amount of money sitting there earning 0.5% on a CD. Now you’re sitting there staring at… ( Continue )
What you should know about Direct Indexing
While most of us invest in passive portfolios for our IRA account, simply because we don’t have the time or resources to select the best portfolio managers to do it for us, there is a new investing product at our disposal that empowers us to start investing like professional portfolio… ( Continue )
Should you let a Roboadvisor manage your 401(k)?
Digital advisors, also called roboadvisors, are a popular option for many people’s individual brokerage accounts. But should you let a digital advisor manage your 401(k)? The way most people invest their 401(k)s seems innocuous but in fact is a bit neglectful; here’s why turning it over to a digital platform… ( Continue )
How to Start Investing with a Roboadvisor in 3 Easy Steps
Congratulations! You’ve made the decision to use a webapp to manage your money. People who make this choice usually spend their time and money efficiently and using such a platform will allow you to do this. But in order to get the most value for your time and money invested,… ( Continue )
5 Things Financial Advisors Do That Make You Lose Money
Managing money is hard. We love to think that all financial advisors are greedy players like Leonardo DiCaprio in the movie The Wolf of Wall Street, but the reality is they are not. It takes a lot of dedication, persistence, and ability to endure humbling experiences to win clients. And… ( Continue )
5 Investing Lessons from Shark Tank That Could Make You a Wiser and Better Investor
They’re not Wall Street tycoons, but they are the some of the world’s savviest and most successful businesspeople. Shark Tank isn’t known for its lessons about the stock market, but that doesn’t mean that people who are investing on their own or with the help of a digital platform can’t… ( Continue )
Are you a “Do Not Disturb” investor?
The industry categorizes its participants in different ways – value investor, growth investor, GARP investor, etc. Little attention however is paid to this rare and overlooked breed – the Do Not Disturb investor. If you’re new to this term, here are the characteristics of a Do Not Disturb (DND) and… ( Continue )
How Much Time It Actually Takes to Invest Your Own Money
It can be shocking to look at how we spend our time. It’s common for successful people to look at their investment portfolios as a hobby – but should it be that way for you? Here is an estimate of how much time it will take you as a DIY… ( Continue )
What are Market Indexes?
Stock market indexes are by far the most widely used tools in making investment decisions. But many investors take for granted what market indexes are and the many roles they play within their portfolio strategy and throughout the financial ecosystem. In this article, we’ll take apart the core structure of… ( Continue )
What are Wealth Advisors, Portfolio Managers and Traders
Like any natural habitat, the Wall Street ecosystem is populated with a wide array of forces interacting and competing with one another to ensure the greatest sustained benefit to themselves. This financial food chain includes everybody from the largest institutions down to the smallest retail traders and everybody in between.… ( Continue )
What are Portfolio Management and Portfolio Rebalancing?
One of the more opaque phrases thrown around in financial services is “portfolio management.” Although it might seem like a simple enough concept, those two words can act as a stand-in for anything from the assets you’ve invested in, to your overall strategy, all the way down to the people,… ( Continue )
5 things to know about the compensation of Financial Advisors
Do you know what financial products you’re invested in? Do you know why you should invest into them? Do you know someone you can trust to tell you how your investments should be? While you may think you know the answers to these questions, there is a lot developing below… ( Continue )