Asset allocation is a methodology that involves building an investment portfolio around asset classes — including stocks, bonds, cash, real estate, and other investments. Nothing affects your long-term returns more than a good asset allocation plan. Rule #1 – Diversify Your Portfolio We all get the basic principles of “don’t… ( Continue )
9 Essential Terms to Know Before You Start Trading Futures
Part of your preparation in trading futures should involve learning able to speak and understand the language of the market. Arbitrage Some investors benefit from price discrepancies among different commodity futures markets. These investors analyze the prices of similar commodities in different markets and buy from the lower priced market.… ( Continue )
Should you invest in Commodities?
If you’re already an investor, commodity trading can serve to diversify your portfolio. Commodities can be anything from oil to gold or silver to coffee, sugar and wheat. Unlike certain investments, commodities can hold and gain value over time. They can also be less risky. You’re not buying an intangible… ( Continue )
How old should I be to start investing in stocks?
Investing in stocks is risk-fraught and it is not for the faint-hearted. Those of you imagining the lure of disproportionate profits who wish to introduce a young child to investing or take the plunge yourself might also have to brace for losing out big time if your bets go haywire.… ( Continue )
How much savings should I have?
How much should you have saved throughout your life? This is a question you should be asking yourself sooner than later. According to a recent Bank of America survey, a surprising 16% of Millennials between the ages of 23 and 37 now have at least $100,000 saved for retirement. Some… ( Continue )
My first investment: Savings and CDs
It’s a financial jungle out there, where to start for a first investment? Putting money into a savings account should be your first step to investing. Building up your savings from your monthly paycheck (say 15%) should be considered as your first investment since your savings account will generate annual… ( Continue )